Infinity Car Insurance

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My husband drives a dim Mustang GT, I drive a red Ford F-150, and we have always assumed that my husband’s car would be the one most likely to be stolen. This afternoon, my husband was telling me about an article he read in the newspaper stating that Ford F-150′s are the number one most stolen vehicle in the United States. Surprised? I was. I mean, I like my truck and all, but really if it were me stealing a car I could think of a few more that I would rather hold before stealing an F-150.

Curiosity got the best of me, and I wanted to see this article for myself. I went to the Courier Jounal’s, our local newspaper, website, and tried to find the article for myself with no luck. So that’s when I decided to Google “most stolen cars”.

I quickly found out there are several groups who do lists of the “most stolen cars” and which car is number depends largely on just exactly which list you are looking at.

According to the National Insurance Crime Bureau (NICB) in 2005 the most stolen vehicles were:

1. 1991 Honda Accord
2. 1995 Honda Civic
3. 1989 Toyota Camry
4. 1994 Dodge Caravan
5. 1994 Nissan Sentra
6. 1997 Ford F150 Series
7. 1990 Acura Integra
8. 1986 Toyota Pickup
9. 1993 Saturn SL
10. 2004 Dodge Ram Pickup

According to the Insurance Institute for Highway Safety (IIHS) in 2005, the same year as the list above, the vehicles that had the highest theft claims were:

1. Cadillac Escalade (the Cadillac Escalade has been number one on this list for four straight years)
2. Mitsubishi Lancer Evolution
3. Dodge Ram 1500 Quad Cab
4. Ford F250/350 Supercrew
5. Chrysler Sebring

To complicate things even more looking at further information provides even more confusing results. According to CCC Information Services in 2005, the same year as both lists above and a list that does not bode well for Acura Integra owners, the most stolen vehicles were:

1. 2001 BMW M
2. 1998 Acura Integra
3. 2004 Mercury Marauder
4. 1999 Acura Integra
5. 1995 Acura Integra
6. 2002 Audi S4
7. 1996 Acura Integra
8. 1997 Acura Integra
9. 2001 Acura Integra
10. 2000 Jaguar XJR 11. 1994 Acura Integra 12. 2005 Suzuki Aerio

I continued looking, and did not find the Ford F-150 at the top of any lists, and only found the F-150 listed as number six on the NICB list. I guess you can say, beauty is in the eye of the beholder, and the most stolen car depends on who’s paying for the study to decide it.

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It is always said “A ship is always safe at harbour and so is a car is when it is at garage,” but that is not the purpose for which they are meant for. Driving the car is always associated with the possibilities of the car getting alive to in an accident and to save yourselves from the consequence, it is better that you capture a car insurance.

Availing a cheap car insurance requires the knowledge of determined things that is set aside forth through this discussion.

There are 3 things that you should take care before getting a cheaper insurance.

There are three types of car insurance. They are Fully comprehensive, Third Party fire and theft and third party.

  1. The cheapest of all the types is the Third party.
  2. The costliest is the Fully Comprehensive.
  3. Checking the policy is essential to know the details of the coverage.
  4. Cheaper car insurance provides cover only for damages that come under your insurance plan. The main benefit of cheap car insurance is that the owner can face the minimal losses while the major ones are covered under the insurance incase of any mishappenings.

    Cheaper car insurances normally provide Collision and comprehensive coverage. The various damages that are covered by the Comprehensive coverage are natural calamities. These include damages caused by floods,fire volcanoes, earthquake and tornadoes. Certain companies also provide insurance for theft of car and also theft of car parts. Any other option should be included by the customer before the insurance agent provides the quotes.

    There are certain factors that affect the car insurance premium:

    The amount of premium to be paid mainly depends on the gain of the car, the various security features that are installed in the car and also the state in which the car is located. High security measures and also a helpful location leads to less chances of theft of car.

    There are clear steps to follow before you take a insurance for your vehicle.

  1. The insurance for your vehicle should never be taken in a hurry.
  2. There may be some exclusions involved in your policy and you need to carefully read the policy to note these exclusions.
  3. Do a great deal of online research to find what exactly you want the policy to offer. The rates for the same can also be found online.
  4. Always perform a best bargain to obtain a cheap insurance since there is a lot of competition involved in this business and there is always a chance you get a great deal.

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